Used Car Buying Tips

Some of these used car buying tips won't be new to you. Often the trick is just to apply what you already know. On the other hand, when it comes to expensive areas of life like buying a car, one new thing learned can save you hundreds of dollars. Try some of the following.

1. Make a low offer. Okay, you knew this one. A trick you may not have used, though, is to make a low offer, and then leave your phone number with the seller. Time has a way of making sellers desperate, especially after you just helped convince them that they are asking too much.

2. Be careful with car price guides. Use the "blue book" etc, but try not to pay more than wholesale. I can't think of many times when people I know have paid more than "bluebook," so these "average" sales prices are doubtful.

3. Talk to people. This is one of the simplest and effective used car buying tips. Just let friends, family and others know you're looking for a car. Quite often people would be happy to avoid the whole process of advertising and showing their car if they could just get rid of it by giving a good deal to a friend.

4. Check out the engine. Have a mechanic look at the car, and tell you what it's likely to need in the next year or so. Then make a list, so the seller can see in writing why you are offering less than he wants.

5. Auctions. See if there is a public auction in your area. If not, maybe you can go with a dealer friend and give him a $100 to buy a car for you.

6. www.carfax.com. It's around $25 to run vehicle background checks for a month - long enough to find your next car. They'll show the chain of title, accident reports for the car, and even safety and reliability scores for that model.

7. "Ugly" cars. Watch for cars that sit on the lot for months. Dealers will often sell these "ugly ducklings" at a loss just to move them. Again, you may want to leave your phone number with a low offer.

8. Rental company cars. They are sold fairly cheap when they get the new ones in. Buy at bluebook wholesale or less, because they have had many different drivers, so they've more wear than normal.

9. Repos. Credit unions and some small banks do their own selling of repossessed cars. You usually bid on paper, maybe with a $50 deposit, and then get your $50 back if you're not the winning bidder. If they don't sell their own repossessions, ask where they are sold.

10. Consider gas mileage. High mileage may be better, but maybe a car that costs $500 less will use only $400 more gas in the two years you expect to own it. Do the math.

Use the tips here the next time you are shopping for a used car. Meanwhile, why not learn a few negotiating strategies. This helps in many areas of life, and is the most important of these used car buying tips.

Should you keep your old car or buy a new one.

Are you sure you need a new car? I'm sure you want the newest safety features and modern styling that a new car offers. Perhaps you need a larger vehicle to fit your growing family. You probably feel that your old car no longer fits your life. But how about cost?

From an economic perspective, you're better off keeping your old car. It could save you thousands of dollars. Taking better care of your current car may make much more sense in the long run.

You're probably thinking - those repair bills are really adding up. But the cost of repairs will never exceed the cost of a new car. Changing your oil, replacing brakes, belts, and hoses are nothing compared to monthly payments on a new car. Even costly repairs like rebuilding an engine makes good financial sense.

If you've paid off your car, it is still in great shape and needs only a few modest repairs, there's no need to throw it away. Enjoy your freedom from car payments. Enjoy lower annual taxes, insurance rates and license fees on your old car. Buying a new vehicle would mean several years more of monthly principle and interest payments on a loan.

You can feel secure knowing that modern vehicles last longer. Not too many years ago, a vehicle's useful life did not exceed 100,000 miles. Today, many vehicles can breeze right past that 100,000 mile mark with no more than a tune-up, or maybe a new timing chain or fuel pump.

Older cars generally cost more to maintain and are more likely to break down. Repairs can be frustrating and expensive. But on the other hand they're cheaper to own and operate. They lose most of its value in the first five years of their life. Your used vehicle won't depreciate as much, saving you thousands.

Unless you're rolling in cash, I'd say keep your old clunker. Comfort yourself knowing that one day you'll be able to easily afford that costly new ride.

Choose the best boat or yacht at our online auction

The best way to enjoy a water escapade is to buy your own boat. Boat or yacht auctions is just the kind of place for you to pick up a boat or yacht of your choice at down to earth prices! A whole range of boat parts, hardware, accessories, electronics and instruments are also on offer on boat parts auctions!

But buying a boat or yacht at online auction also requires some careful planning so as to ensure that you get the best deal available. Here we provide you some useful tips that may help you in choosing the best boat or yacht at our online auction!

Tips for buying boats at boat auctions

Online boat auctions offer a wide range of boats, yachts and watercrafts and so some experienced opinion would help you make the right choice. If you're a first time buyer, we suggest you engage a professional boat surveyor to help you - not only to assess the boat you're interested in, but also to decide what sort of boat is most appropriate for your needs.
• For instance, do you need the boat primarily for your own use, i.e. fishing boat or cruising, or will do you plan to take your family members out in it too? Then make sure you don’t end up with a boat too small for your family’s needs or one too big for just one person! Be sure to think about what is really important to you and those around you.
• Most used boats for sale online need some work done on them and it is better you do some research beforehand, study some boats preferably in the company of someone experienced, to assess what work is required and how much it would cost additionally. You will be amazed to find how this would help you avoid putting money in boats with problems you can’t fix.

• Examine carefully the equipment and safety items in the boat – whether they are in good condition or would it cost a fortune to have them replaced? Sometimes, you may also find a boat has a lot (and we mean a lot) of equipment that doesn't get factored into the sale price. If the equipment's sound, these boats can make great buys.
• Online boat auctions offer a wide choice of models. Opt for a popular model, which makes it easier for you to find replacement parts or even resell the boat at a later date. Do a market study on the prices of different models so that you pick the best deal. Boat or yacht auctions try and set a fair market value for goods.
• A larger boat will require higher costs to operate, maintain and store it. A general guideline for boat cost is to take the boat’s monthly payment and double it for estimating your total monthly outlay. A boater is likely to spend that amount due to added cost for gas, insurance, maintenance and mooring or storing the boat. Fortunately, Galleys (cooking, head and sleeping quarters) do qualify in most states for a write off as a second home. Check with your accountant before you buy a boat to see what the tax implications are.

Tips for successful boat auction sales
For conducting successful boat auction sales, we are providing some useful selling tips too!
Boats typically fall into five categories: Fishing Boats, Power Boats, Sailboats, Personal Watercraft and Self powered boats.
• Make sure to put up some good photos of your boat in your listing in our online boat auctions. Photos should be exterior side view, rear shot, helm and interior. Buyers won’t bid for plain text description of your boat.
• Add value to your used boat by mentioning that you are including a radar, fish finder, downriggers etc. These often spur buyers to opt for a used boat rather than a new one.
• Put a clean boat for sale and not a filthy one. It’s much easier to find buyers for a clean boat.
• If your boat has had repairs, list them. It is normal for most used boats to have undergone repairs. Ignoring these will only create suspicion amongst your potential buyers.
• Price your boat right! Do a survey on the internet for similar boats to ensure that you don’t price yours too high. Moreover, it will help you find out what advantage you have over the others – either in price or features.
• If your boat is over 5 years old, it is advantageous for you to get a survey done on it before you list it. A survey will help you identify the weak points. This is especially true for Yacht and High Performance boats.
If you are on the hunt to buy your dream boat, yacht or watercraft or any other hardware, parts or accessories, visit Auctions4Wheels.com for some truly affordable online boat auctions. Registration is FREE with this auction site. You can choose to place a bid and if successful you will receive a confirmation message. If your bid fails to outbid the current high bidder you will be offered the option to place a higher bid.

Prepare Your Ford Escape For a Summer Escapade, Use Top Quality Parts

Taking your family or friends for a long ride with your Ford Escape—away from the busy city streets—would be a perfect way to spend the hot summer days and of course, to test this SUV’s performance. Ford Escape is an entry-level Sport Utility Vehicle, and although positioned a rank lower than the best-selling SUV, the Ford Explorer, it offers a respectable line of performance auto parts, impressive power and remarkable rugged looks. In 2004, a hybrid Escape model was launched, giving Ford the pride of introducing the first Sport Utility Vehicle to use hybrid technology. The 2004 Ford Escape Hybrid was proven to be 75% more fuel efficient than the other Ford Escape models and other SUVs as well.

You must be excited driving the Ford Escape for your adventure, but before you head for fun, make sure your vehicle is equipped with the necessary auto parts and accessories to ensure your convenience, comfort and most especially, safety. Whether you are driving a Ford Escape or not, you must do a regular checkup on your auto to ensure it’s always at its best shape and driving condition. Although built with Ford’s high quality standards, Ford Escape Parts are also subject to common car problems, especially when it is not given enough care and attention.

If you want your vehicle to work at its best, don’t let small problems pass without fixing them. They can be a big source of stress and great financial burden, too. But don’t worry because the friendliest and most comprehensive Ford Parts Discount store offers excellent quality replacement Ford Parts at very reasonable prices. Ford Parts Online now features updated inventory of the most dependable Ford performance parts, Ford body parts and even Ford accessories. If you are thinking about buying Ford Parts Used, think again. You can now buy original top quality Ford parts at exciting deals easy, fast, conveniently and securely online.

Here are some insights that can help you prepare your vehicle for a long ride and some tips on car maintenance. Replacement and aftermarket auto parts mentioned can be found at Ford Parts Online, the most experienced and trusted Ford Parts Discount store:

1.Ford Wheels are the closest to the road, so they are more prone to wear and tear. Always wash your Ford Wheels with soap and water to prevent corrosion. Likewise the tires must be properly scoured to remove deep down grime and small particles it came contact with on the road. If you notice serious problems, don’t hesitate replacing them. It’s better to spend extra amount for a new wheels rather than suffer the inconveniences of a road accident.

2.Traveling during the hottest days of the year could be wearisome if your air conditioning system isn’t working. Check the major parts of your a/c system, especially the Ford AC Condenser, which is the one in charge of cooling off the refrigerant gas that absorbed the heat from the cabin. Check if the condenser has leaks; the refrigerant gas could freeze anything it contacts and could suffocate when inhaled.

3.Check the electrical system; especially, check your Ford Alternators and test the battery. Without these two essential parts of the system, your car won’t run. Make sure your battery and the alternator are free from damages.

4.Replace busted Ford Fog Lights. Driving without sufficient light especially at night is extremely dangerous. When driving off-road, you may need additional auto lights for added safety.

5.Lastly, don’t forget to check the engine, fuel and the fuel filter to avoid breakdowns and roadside delays. Clean filters could help you improve the vehicle’s performance and help you save on fuel expenses.

For proper maintenance of your Ford Escape Parts, you can consult the Ford car experts or Ford-trained technicians. Ask you dealer about their repair and maintenance services. Meanwhile, for your best replacement Ford Escape parts and other Ford auto parts needs, you can count on Ford Parts Online.

The Secret to Saving 14% at the Gas Pump!

If you know the smart way to purchase your gas you can save a considerable amount of money. The following strategies could save you 4 percent, 5 percent, 10 percent or even 14 percent of your gas costs.

In this article you will learn the secret to using two strategies that together should provide you with a significant discount on your gas costs.

There are a number of alternatives that will result in savings. Among the best is the use of credit cards that offer rebates. By using the right cards you can lower your costs without having to change your driving habits or do any special maintanance on your car.

Many gas companies offer credit cards that pay rebates on gas purchases. The typical card will rebate you 10% on your gas purchases for the first two or three months and then rebate you 5% on your gas purchases thereafter.

For example currently Hess Oil has a credit card that will pay 10% for the first 60 days for Hess gas purchases and 5% for Hess gas purchases after 60 days.

Marathon Oil has the same 10% for 60 days 5% thereafter program. Speedway has an 8% for 60 days and 4% thereafter credit card program. All these cards also offer 1% rebates on other purchases and can be used anywhere Visa or MasterCard is accepted.

The examples just listed are issued by gas companies. There are also general market credit cards that will provide you with a discounts off your gas costs.

Many credit card companies offer cards that have special rebate amounts for gasoline. For example: currently Discover Card is issuing a Discover Gas Card that will give you back a rebate of 5 percent of the gas you purchase with the opportunity to increase it to 10 percent at selected retailers. It also gives you a 1 percent rebate on other purchases.

Another example: Chase has a gas MasterCard that will give you a rebate of 5% for gas purchases and 2% for purchases everywhere else.

The advantage to using a general market card as opposed to a gas credit card is that you can use the general market credit card to buy gas at any station and get the high rebate. The gas company card only pays you the high rebate at the gas company's own stations.

On the other hand the gas company credit card will generally pay you a premium of 10 percent or 8 percent for the first 60 days where the general market card may not.

That is the main strategy for getting a discount of anywhere from 4 percent up to 10 percent. Certainly any rebate is welcome in light of the cost of gasoline. 4% is good and 10% is even better. But there may be a way to cut your cost of gas even more. Maybe even to 14%.

Here's how. Many gas companies offer pre paid gas cards or gas gift cards. In many cases these prepaid cards will offer a bonus or discount. For example in some cases you can purchase a $50 gas card for $48.

That means you pay $48 for the card but the card allows you to buy $50 worth of gas. That is the same as getting a 4% discount. In most cases you must buy these prepaid cards at the gas outlet.

Now here is where the extra savings comes in. If you purchase the prepaid card using the gas company credit card during the initial period when you are getting a 10% rebate you will get a 10% rebate on the prepaid card.

Then if you are buying a prepaid card that gives you a 4% discount, the $50 dollar card for $48 cost, you are compounding your savings.

You are getting a 10% savings on the rebate and you are getting a 4% savings on the prepaid card. In total you are getting a 14% savings!

Buying A Used Car - The Wise Way!

I have always purchased my cars used. And each time, I got a great deal. Don't think I counted on luck, though - no siree. There are a few "musts" for making sure you don't end up drinking "lemon"-ade.

Spending a little time now may save you serious money later. Check Consumer Reports on the safest cars out there. Looks are one thing, but don't ignore safety.

Go to a reputable car repair shop and ask if you can bring the vehicle by for a look-over. While you're there, ask what cars they have to repair most often. Take heed. Also, ask what the inspection includes, how long it takes, and the price. Always get this information in writing - just to be safe.

Once the vehicle has been inspected, ask the mechanic for a written report with a cost estimate for all necessary repairs. Be sure the report includes the vehicle’s make, model and VIN. Go over it with a fine-toothed comb and make sure you understand every item. If you decide to make an offer to the dealer after approving the inspection, you can use the estimated repair costs to negotiate the price of the vehicle.

Are you going to purchase from an individual?

Remember, private sellers generally are not covered by the Used Car Rule and don’t have to use the Buyers Guide. However, you can use the Guide’s list of an auto’s major systems as a shopping tool. You also can ask the seller if you can have the vehicle inspected by your mechanic. If he/she says no... beware. No matter how nice the car appears, something fishy is going on.

Now, a private sale likely will be on an "as is" basis, unless your purchase agreement with the seller specifically states otherwise. If you have a written contract, the seller has to live up to the contract. The car also may be covered by a manufacturer’s warranty or a separately purchased service contract. But that doesn't mean that the warranty and service contract are transferable. Plus, other limits or costs may apply. Before you buy the car, ask if it's still under warranty or service contract, and review that baby carefully.

Some states will require vehicle sellers to pass a vehicle inspection before a sale is made. That's not always the case, though. To find out what your state requires, contact your state Attorney General's office or a local consumer protection agency. Hey, it's just a phone call. And it could save you a real headache later!

Whether you end up buying a used car from a dealer, a co-worker, or a neighbor, follow these tips to learn as much as you can about the car:

Examine the car carefully yourself using an inspection checklist. You can find a checklist in many of the magazine articles, books and Internet sites that deal with buying a used car. My favorite book that I've used several times is How to Buy and Maintain a Used Car by Brad Crouch.

Once I bought a used car in August, and never thought to test the rear defroster. Guess what? Come November, I found out it didn't work. If you're shopping in the summer, don't forget to check the heater. And if it's cold as ice outside, still turn that air on full blast and make sure it works!

Test drive the car under varied road conditions—on hills, highways, and in stop-and-go traffic.

Ask for the car’s maintenance record. If the owner doesn’t have copies, contact the dealership or repair shop where most of the work was done. They may share their files with you.

Talk to the previous owner, especially if the present owner is unfamiliar with the car’s history.

Have the car inspected by a mechanic you hire.

There you go. Do your homework, and it's very likely that, like me, you'll find yourself buying used every time!

Steel tariffs are needed to be lowered from Auto Parts Industry

Some of the automotive suppliers from U.S. have demanded for exclusions from the high tariffs which were mostly agreed by the Bush administration and almost all companies filed range from Tier ! producers to the small Tier 3 Producers.

Motor& Equipment Manufacturers Association (also named MEMA), taking into account the possibilities of serious job losses has required for an expand of existent guidelines of the second stage of exclusions and 'to consider the critical factors of price and supply steel as part of its decisions''s.

Despite the fact that MEMA is prone to support an existent of domestic steel industry, its tariffs had a strong negative effect on the automotive suppliers, according to Chris Bates the president of MEMA. This supply constraints and the increases in price which are generally a result of the high steel tariffs are now obliging large Tier 1 Automotive suppliers to start creating or buying components that they have previously created and purchased from foreign sources.

According to what MEMA claims, a tendency of responding to the increase of steel tariffs is to reduce the production and to start thinking about the movement of some manufacturing facilities permanently abroad. MEMA also claim that the shift of movement facilities and jobs to other countries where prices remain the same is growing fast.

The industry of auto parts suppliers haven't benefited from the first round of the process of exclusion, taken care of by the Department of Commerce and the U.S. trade Representatives's office.Taking into account the fact that the U.S. manufacturers of automotive parts and components reach a price of 95 percent of the steel from U.S.A they have not felt relief from the existed guidelines of the administration's exclusion process.

The process has described mainly speciality forms of steel from abroad which could not been created or bought from the U.S. market. The U.S. steel producers have reached exclusion in the first tour for importing slabs and flat-rolled steel products at low prices, while steel costumers have gained minimal relief. Moreover, competitors from abroad have gained a more powerful control over the U.S. market by buying steel at normal prices and by exporting finished or partially finished products at lower tariffs.

MEMA claims is heavily concerned by the fact that high steel prices will threaten the viability of a powerful American manufacturing center' without a secure supply of raw materials and a steady cost structure, U.S. auto parts and components manufacturers will not be able to secure future business and to ensure their competitive stance in the global automotive industry', MEMA claimed.

MEMA will continue as strong supporter of the House Resolution, introduced by representative Joe Knollenberg on Oct. 9. The legislation which happens to be bipartisan has gained support in the 107th Congress and it has been introduced again in the

House in 3003. This Resolution of Knollenberg's asks the president to ask that the International Trade Comission should reconsider the effect of the tariffs on steel consumption industries in U.S.

The present analysis must be included in the ITC's midterm review of the administrations's steel program, which should be released by September 2003, said MEMA.

Auto Coverage In Alabama

If you live in Alabama and want to know what insurance you need read on. By speaking with car insurance agents online you will also be able to get car insurance estimates. Having the right coverage and getting it for the right price are important.

Bodily injury liability is required by law in Alabama. It provides coverage for damages to a person covered by the policy to pay for bodily injuries to other people involved in the accident when you are responsible. If you injure someone in an auto accident the liability can add up very quickly sometimes totaling into the hundreds of thousand of dollars. So you need to make sure you have adequate bodily injury liability coverage to protect yourself and your financial interests. Always purchase the highest amount you can afford. The more assets you have and the better off you are financially the more coverage you will need.

Property damage liability is also required by law in Alabama. This coverage protects the policy holder from damage caused to property when you are at fault. Property includes vehicles, houses, lamp posts and any other non human item. Here again you should purchase as much as you can afford. Remember some of these new cars are worth a lot of money and if you don’t have adequate insurance to replace the vehicle then the other party will come after your personal assets.

Uninsured motorist bodily injury is not required by law, but the law does require your rejection of coverage in writing. Since you have to buy insurance to protect yourself from financial loss for others you might as well buy some coverage to protect yourself too. Uninsured motorist bodily injury protects you if the other driver is in the wrong and does not carry adequate liability insurance. It’s a good policy to have.

Medical payments are not required by Alabama law. This coverage protects against medical expenses incurred as a result of an accident. Costs such as ambulance, x-ray, hospital visits are all covered. Whether you require this will depend on what type of medical insurance coverage you have. If your coverage has limitations you will want to carry medical payments coverage.

If your existing medical insurance has unlimited coverage you may not require this coverage. The only problem is that medical payments also covers passengers in your vehicle and if they don’t have adequate medical coverage you could be held liable for expenses and without medical payments coverage it could put you in the poor house.

Collision coverage is not required by law in Alabama. This is the coverage that helps pay for damage to an insured auto as a result of an accident even if you are in the wrong. The premiums can be reduced by choosing a higher deductible. This is the portion you are willing to pay before the insurance company starts to pay. Never choose a deductible that is higher than you can afford because the insurance company is not going to pay their portion until you come up with yours.

Comprehensive coverage is not required by law in Alabama. This coverage protects against damage to your vehicle that is not a result of an accident. For example, hail, theft, vandalism, or falling objects. Again you can reduce your premium by choosing a higher deductible.

There are also additional coverage you can purchase if needed. For example coverage for your stereo system, or loss of vehicle coverage. If you require any of these coverages check with an agent.

It is very important that you make certain you have adequate coverage. An accident occurs in just a split second and no matter how good of a driver you are you just never know when you might be involved in an accident. You certainly don’t want to risk the financial well being of yourself and your family by buying insurance carelessly. So take you time and make sure you understand the coverage you have purchased. Make sure you have adequate coverage for the laws of Alabama.